Marijuana Use:

A Guide to how our Carriers

Underwrite Life Insurance

for Cannibus Users

With a growing trend toward the legalization of Marijuana use

. . . for both medicinal and recreational purposes we are seeing more cases submitted for applicants who willingly admit to its use.

The good news is that many of these cases can be underwritten standard or above at non-tobacco rates. The critical factors are:

  • Admission to marijuana use on the application
  • Method of consumption
  • Amount consumed
  • Age of the applicant
  • Frequency of use.

Underwriting guidelines vary from carrier to carrier.

Download Underwriting Guidelines Now

Simply fill out this form to download


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